Mortgages in Ferryhill

Complete Finance is authorised and registered by the Financial Conduct Authority. We introduce all clients to an FCA Regulated mortgage broker who will endeavour to help them obtain a mortgage.

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Mortgages and remortgages in Ferryhill If you need a low rate mortgage, the reputable mortgage broker we introduce you to can advise you on a mortgage in Ferryhill

Mortgages are subject to status and availability. You must be 18 years or over to apply for a mortgage. Your home may be repossessed if you do not keep up repayments on your mortgage.

Fixed Interest Mortgages

County court judgements that have been satisfied should not stop you getting a mortgage. Complete the form and the broker will advise you. A mortgage broker can research the best mortgage for your circumstances whilst having the skill and knowledge to process your application quickly and efficiently. Finance raised on a remortgage can enable you to pay off high interest finance, such as credit cards and store cards.

Quick Mortgage Completions in Ferryhill

Low Interest Mortgages in Ferryhill We introduce clients to a reputable mortgage broker who can help you find a mortgage in Ferryhill . The broker may be able to help people who are self employed or not working find a mortgage, as well as employed people.

You have various options available to you. For example, to swap to a fixed interest mortgage or a flexible mortgage. If you remortgage (change your mortgage lender), your new mortgage may come with a product fee and it may also have different features than your current mortgage. Please ask the broker for full details about the total costs you may have to pay. Your home may be repossessed if you do not keep up repayments on your mortgage.

We take your enquiry and pass it on to the mortgage broker that will best handle your own individual circumstances. The mortgage broker will find the most suitable lender for your specific requirements and get back to you with the mortgage that suits your needs. Note that your current lender may charge fees when you leave. Also, legal fees may apply depending on your circumstances.

Mortgage with a Poor or Bad Credit History?

If you have had defaults or county court judgments in the past, this does not mean you cannot get a low interest rate mortgage now. If you have completed an IVA or you are a discharged bankrupt, you may still be eligible for a mortgage. Past credit problems don't mean that you cannot get a good mortgage interest rate now.

When you are struggling financially, it is understandable that meeting your mortgage payments is going to be a big concern. Contact us for the facts. You may find that other types of mortgages suit your needs better. For example, if you have savings, you could use these to reduce your mortgage term or monthly payments.  Complete the form to get a mortgage quote from a registered broker, and get your finances back on track even if;
Mortgages at Fixed Rate in Ferryhill
  • You have had County Court Judgements (CCJ's)
  • You have a poor credit rating
  • You have mortgage arrears
  • You are a discharged bankrupt
  • You have payment defaults
  • You have been in an IVA (Individual Voluntary Arrangement)
  • You've been turned down by other lenders in the past

Mortgages for Self employed in Ferryhill

Whether you are employed or self employed, or even if you are not working, there are mortgages you may be eligible for. If you are struggling financially, you have various options, such as extending your mortgage term - this will allow you to reduce your monthly payments by paying your mortgage back over a longer term. Alternatively, your lender may let you reduce your monthly payments for a set period of time. (Although these payment arrangements would reduce your monthly payments now, they will increase the overall cost of your mortgage). Find out whether our brokers can help by firstly completing the form.

Remortgage to raise finance

You could reduce your overall monthly outgoings by using extra finance raised to pay off other high interest finance. A remortgage can be used to pay off your existing lender and any other finance you may have. The new payments should save you money. You may wish to use the finance raised to pay off credit and store cards, car loans and other high interest rate finance, so reducing your monthly payments overall.
  • Borrow up to 90% of the value of your home
  • Repayment terms 10 years, 15 years, 20 years, 25 years up to 35 years
Mortgages are available for people in situations such as:
  • You are employed, self employed or have a poor credit history
  • You have had adverse credit within the last 12 months
  • You have a non-standard construction or high rise property
  • You are on a Low income
  • You are looking for Capital repayment or Interest only
  • You have Benefit Income only
Shared ownership accepted up to 100% of the clients share

Benefits
  • No upfront fees
  • No obligation advice
  • Competitive low interest rates
Some companies offer loans specifically to cover mortgage problems such as mortgage arrears. Loans can be expensive and in some cases secured against your home and so if the root cause of the problem has not been addressed you could be increasing your expenditure and putting your home at greater risk. We strongly recommend that you get independent advice before considering any arrangements like this.

Financial Problems

If you are in Ferryhill and currently experiencing financial problems, at the same time as talking to us about your financial concerns, we recommend that you take independent debt advice to help you understand your options and manage your finances. There are a number of organisations that provide free, professional advice, such as Citizens Advice, National Debtline and StepChange Debt Charity. Depending on your circumstances, you may also be able to get help from the government.

The service you will receive

Our aim is for you to receive a great service, from submitting your application to dealing with the broker to receiving a mortgage offer. If you do encounter any problems along the way, please let us or your broker know so that the situation can be rectified.

This is the process.. First, you need to complete the enquiry form. Once you have done this and sent it to us, we pass it to the mortgage broker. They will research the best mortgage for your circumstances whilst having the skill and knowledge to process your application quickly and efficiently. The broker may contact you to ask a few more questions or to clarify certain things about the application. Once this has been done, we will be in a position to know whether or not you qualify for a mortgage. If they are able to offer a mortgage, you will then be able to decide whether it is right for you and decide whether or not to go ahead. Remember, that we you will be charged no upfront fees for arranging a mortgage.

The broker will contact you by telephone or email to clarify any issues that they are not sure about. You are under no obligation at any time to go ahead with their advice. They will find the most suitable lender for your specific requirements and get back to you with a product that suits your needs.

Mortgages are subject to underwriting and criteria. Minimum age 18. UK residents only.
Want a mortgage quote?
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Remortgage Purchase
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Purchase Details

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Missed mortgage or rent payments in last 12 months
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Remortgage Details

Property Value
Amount required
Current mortgage balance
Secured loan balance
Missed mortgage or rent payments in last 12 months
Current arrears
Notes
Personal Details
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Date of Birth
Address
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mortgage broker Ferryhill
What type of Mortgage? We can help with:
  • Base Rate Interest Mortgages
  • Fast Mortgage Completions Ferryhill
  • Flexible Rate Mortgages
  • Ferryhill Low Interest Mortgages
  • Low Rate Mortgages
  • Mortgages at Fixed Interest Ferryhill
  • Mortgages at Fixed Rate
  • Mortgages for Buy to Let Ferryhill
  • Mortgages for First Time Buyers
  • Ferryhill Mortgages for House Purchase
  • Mortgages for Next Time Buyers
  • Mortgages for Right to Buy in Ferryhill
  • Ferryhill Poor Credit Mortgages
  • Quick Mortgage Completions
  • Tracker Rate Mortgages
  • Mortgages for blacklisted
  • Mortgages for CIS Contractors
  • Self employed mortgages