Mortgages in Newport

Complete Finance is authorised and registered by the Financial Conduct Authority. We introduce all clients to an FCA Regulated mortgage broker who will endeavour to help them obtain a mortgage.

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Mortgages and remortgages in Newport If you need a low rate mortgage, the reputable mortgage broker we introduce you to can advise you on a mortgage in Newport

Mortgages are subject to status and availability. You must be 18 years or over to apply for a mortgage. Your home may be repossessed if you do not keep up repayments on your mortgage.

Second Time Buyer Mortgages

The mortgage broker will contact you by telephone or email to clarify any issues that they are not sure about. Depending on your circumstances, you may have various options available to you, such as a fixed rate or flexible mortgage, or a mortgage wioth a lower interest rate. If you have high interest credit cards and store cards, you could use any extra finance raised on a remortgage to pay these off.

Quick Mortgage Completions in Newport

Base Rate Interest Mortgages in Newport A mortgage broker can help you find a suitable mortgage in Newport . A broker may be able to help you find a mortgage if you are self employed or even if you are not working.

You have various options available to you. For example, to swap to a fixed interest mortgage or a flexible mortgage. If you remortgage (change your mortgage lender), your new mortgage may come with a product fee and it may also have different features than your current mortgage. Please ask the broker for full details about the total costs you may have to pay. Your home may be repossessed if you do not keep up repayments on your mortgage.

We take your enquiry and pass it on to the mortgage broker that will best handle your own individual circumstances. The mortgage broker will find the most suitable lender for your specific requirements and get back to you with the mortgage that suits your needs. Note that your current lender may charge fees when you leave. Also, legal fees may apply depending on your circumstances.

Mortgage with a Poor or Bad Credit History?

If you have had defaults or county court judgments in the past, this does not mean you cannot get a low interest rate mortgage now. If you have completed an IVA or you are a discharged bankrupt, you may still be eligible for a mortgage. Past credit problems don't mean that you cannot get a good mortgage interest rate now.

When you are struggling financially, it is understandable that meeting your mortgage payments is going to be a big concern. Contact us for the facts. You may find that other types of mortgages suit your needs better. For example, if you have savings, you could use these to reduce your mortgage term or monthly payments.  Complete the form to get a mortgage quote from a registered broker, and get your finances back on track even if;
Mortgages for House Purchase in Newport
  • You have had County Court Judgements (CCJ's)
  • You have a poor credit rating
  • You have mortgage arrears
  • You are a discharged bankrupt
  • You have payment defaults
  • You have been in an IVA (Individual Voluntary Arrangement)
  • You've been turned down by other lenders in the past

Mortgages for Self employed in Newport

Whether you are employed or self employed, or even if you are not working, there are mortgages you may be eligible for. If you are struggling financially, you have various options, such as extending your mortgage term - this will allow you to reduce your monthly payments by paying your mortgage back over a longer term. Alternatively, your lender may let you reduce your monthly payments for a set period of time. (Although these payment arrangements would reduce your monthly payments now, they will increase the overall cost of your mortgage). Find out whether our brokers can help by firstly completing the form.

Remortgage to raise finance

Additional money raised on a remortgage can be used to pay off any other finance you may have, saving you money. A remortgage can be used to pay off your existing lender and any other finance you may have. The new payments should save you money. You may wish to use the finance raised to pay off credit and store cards, car loans and other high interest rate finance, so reducing your monthly payments overall.
  • Borrow up to 90% of the value of your home
  • Repayment terms 10 years, 15 years, 20 years, 25 years up to 35 years
Mortgages are available for people in situations such as:
  • You are employed, self employed or have a poor credit history
  • You have had adverse credit within the last 12 months
  • You have a non-standard construction or high rise property
  • You are on a Low income
  • You are looking for Capital repayment or Interest only
  • You have Benefit Income only
Shared ownership accepted up to 100% of the clients share

Benefits
  • No upfront fees
  • No obligation advice
  • Competitive low interest rates
Some companies offer loans specifically to cover mortgage problems such as mortgage arrears. Loans can be expensive and in some cases secured against your home and so if the root cause of the problem has not been addressed you could be increasing your expenditure and putting your home at greater risk. We strongly recommend that you get independent advice before considering any arrangements like this.

Financial Problems

If you are in Newport and currently experiencing financial problems, at the same time as talking to us about your financial concerns, we recommend that you take independent debt advice to help you understand your options and manage your finances. There are a number of organisations that provide free, professional advice, such as Citizens Advice, National Debtline and StepChange Debt Charity. Depending on your circumstances, you may also be able to get help from the government.

The service you will receive

At Complete Finance, both we and the registered mortgage broker we introduce clients to aim to give a first class service. We hope you will be happy with the outstanding service you receive from us and the broker. If not, please let us know and we will do our best to help with any problems you may encounter. You will be charged no up front fees for arranging your finances. The broker will contact you by telephone or email to clarify any issues that they are not sure about. You are under no obligation at any time to go ahead with their advice. We take your enquiry, then pass it on to the mortgage broker who will advise you suitable products for your own individual circumstances. The mortgage broker can research the best mortgage for your circumstances whilst having the skill and knowledge to process your application quickly and efficiently.

The broker will endeavour to find the most suitable mortgage for your individual circumstances and do everything they can to get your mortgage paid out as quickly as possible.

The broker will contact you by telephone or email to clarify any issues that they are not sure about. You are under no obligation at any time to go ahead with their advice. They will find the most suitable lender for your specific requirements and get back to you with a product that suits your needs.

Mortgages are subject to underwriting and criteria. Minimum age 18. UK residents only.
Want a mortgage quote?
Complete your details below and an FCA Registered mortgage broker will get back to you with a quote
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Remortgage Purchase
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Purchase Details

Purchase type
Purchase Price
Amount to borrow
Missed mortgage or rent payments in last 12 months
Notes

Remortgage Details

Property Value
Amount required
Current mortgage balance
Secured loan balance
Missed mortgage or rent payments in last 12 months
Current arrears
Notes
Personal Details
Title
First name
Last name
Date of Birth
Address
Postcode
Main Phone No
Other Phone No
Email
Best time to call
Employment
Occupation
Time in Job
Monthly income
Marital status

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mortgage broker Newport
What type of Mortgage? We can help with:
  • Base Rate Interest Mortgages
  • Fast Mortgage Completions Newport
  • Flexible Rate Mortgages
  • Newport Low Interest Mortgages
  • Low Rate Mortgages
  • Mortgages at Fixed Interest Newport
  • Mortgages at Fixed Rate
  • Mortgages for Buy to Let Newport
  • Mortgages for First Time Buyers
  • Newport Mortgages for House Purchase
  • Mortgages for Next Time Buyers
  • Mortgages for Right to Buy in Newport
  • Newport Poor Credit Mortgages
  • Quick Mortgage Completions
  • Tracker Rate Mortgages
  • Mortgages for blacklisted
  • Mortgages for CIS Contractors
  • Self employed mortgages