Mortgages in Northfield

Complete Finance is authorised and registered by the Financial Conduct Authority. We introduce all clients to an FCA Regulated mortgage broker who will endeavour to help them obtain a mortgage.

Complete Finance

home   :   contact

Mortgages and remortgages in Northfield If you need a low rate mortgage, the reputable mortgage broker we introduce you to can advise you on a mortgage in Northfield

Mortgages are subject to status and availability. You must be 18 years or over to apply for a mortgage. Your home may be repossessed if you do not keep up repayments on your mortgage.

Base Rate Mortgages

Whether you want to find a low rate mortgage or just want a fast completion, complete our contact form and the broker will do their best for you. The mortgage broker will find the most suitable lender for your specific requirements and get back to you with the mortgage that suits your needs. Many people use extra finance raised on a remortgage to pay off high interest credit and store cards along with their existing mortgage.

Fast Mortgage Completions in Northfield

Mortgages for House Purchase in Northfield A mortgage broker can research low cost mortgages for you in Northfield . Self employed people and people who are not working are welcome to apply, as well as employees.

You have various options available to you. For example, to swap to a fixed interest mortgage or a flexible mortgage. If you remortgage (change your mortgage lender), your new mortgage may come with a product fee and it may also have different features than your current mortgage. Please ask the broker for full details about the total costs you may have to pay. Your home may be repossessed if you do not keep up repayments on your mortgage.

We take your enquiry and pass it on to the mortgage broker that will best handle your own individual circumstances. The mortgage broker will find the most suitable lender for your specific requirements and get back to you with the mortgage that suits your needs. Note that your current lender may charge fees when you leave. Also, legal fees may apply depending on your circumstances.

Mortgage with a Poor or Bad Credit History?

If you have had defaults or county court judgments in the past, this does not mean you cannot get a low interest rate mortgage now. If you have completed an IVA or you are a discharged bankrupt, you may still be eligible for a mortgage. Past credit problems don't mean that you cannot get a good mortgage interest rate now.

When you are struggling financially, it is understandable that meeting your mortgage payments is going to be a big concern. Contact us for the facts. You may find that other types of mortgages suit your needs better. For example, if you have savings, you could use these to reduce your mortgage term or monthly payments.  Complete the form to get a mortgage quote from a registered broker, and get your finances back on track even if;
Mortgages for Buy to Let in Northfield
  • You have had County Court Judgements (CCJ's)
  • You have a poor credit rating
  • You have mortgage arrears
  • You are a discharged bankrupt
  • You have payment defaults
  • You have been in an IVA (Individual Voluntary Arrangement)
  • You've been turned down by other lenders in the past

Mortgages for Self employed in Northfield

Whether you are employed or self employed, or even if you are not working, there are mortgages you may be eligible for. If you are struggling financially, you have various options, such as extending your mortgage term - this will allow you to reduce your monthly payments by paying your mortgage back over a longer term. Alternatively, your lender may let you reduce your monthly payments for a set period of time. (Although these payment arrangements would reduce your monthly payments now, they will increase the overall cost of your mortgage). Find out whether our brokers can help by firstly completing the form.

Remortgage to raise finance

Raising extra money on your remortgage can enable you to pay off other high rate finance. A remortgage can be used to pay off your existing lender and any other finance you may have. The new payments should save you money. You may wish to use the finance raised to pay off credit and store cards, car loans and other high interest rate finance, so reducing your monthly payments overall.
  • Borrow up to 90% of the value of your home
  • Repayment terms 10 years, 15 years, 20 years, 25 years up to 35 years
Mortgages are available for people in situations such as:
  • You are employed, self employed or have a poor credit history
  • You have had adverse credit within the last 12 months
  • You have a non-standard construction or high rise property
  • You are on a Low income
  • You are looking for Capital repayment or Interest only
  • You have Benefit Income only
Shared ownership accepted up to 100% of the clients share

Benefits
  • No upfront fees
  • No obligation advice
  • Competitive low interest rates
Some companies offer loans specifically to cover mortgage problems such as mortgage arrears. Loans can be expensive and in some cases secured against your home and so if the root cause of the problem has not been addressed you could be increasing your expenditure and putting your home at greater risk. We strongly recommend that you get independent advice before considering any arrangements like this.

Financial Problems

If you are in Northfield and currently experiencing financial problems, at the same time as talking to us about your financial concerns, we recommend that you take independent debt advice to help you understand your options and manage your finances. There are a number of organisations that provide free, professional advice, such as Citizens Advice, National Debtline and StepChange Debt Charity. Depending on your circumstances, you may also be able to get help from the government.

The service you will receive

Both we at Complete Finance and the broker we introduce you to are FCA regulated and have strict guidelines in the way we do our business. The first step is that you complete our enquiry form. Please make sure you give accurate answers as this may delay your application. Once you have done this and sent it to us, we pass it to a mortgage broker that will be able to help yopu find a suitable mortgage product. The broker will often contact you to ask more questions or to clarify certain things. Once this has been done, they will be in a position to know whether or not you qualify for a mortgage. You will then be able to decide whether it is right for you and decide whether or not to go ahead. Note that the broker will charge no upfront fees for giving advice.

The aim of the broker is to provide a superb service. If the broker does not come up to your expectations, please let us know so that we can help rectify the situation.

The broker will contact you by telephone or email to clarify any issues that they are not sure about. You are under no obligation at any time to go ahead with their advice. They will find the most suitable lender for your specific requirements and get back to you with a product that suits your needs.

Mortgages are subject to underwriting and criteria. Minimum age 18. UK residents only.
Want a mortgage quote?
Complete your details below and an FCA Registered mortgage broker will get back to you with a quote
Please Select
Remortgage Purchase
.

Purchase Details

Purchase type
Purchase Price
Amount to borrow
Missed mortgage or rent payments in last 12 months
Notes

Remortgage Details

Property Value
Amount required
Current mortgage balance
Secured loan balance
Missed mortgage or rent payments in last 12 months
Current arrears
Notes
Personal Details
Title
First name
Last name
Date of Birth
Address
Postcode
Main Phone No
Other Phone No
Email
Best time to call
Employment
Occupation
Time in Job
Monthly income
Marital status

The Broker will contact you. By submitting this form, you confirm you agree to our Terms & Privacy Statement




mortgage broker Northfield
What type of Mortgage? We can help with:
  • Base Rate Interest Mortgages
  • Fast Mortgage Completions Northfield
  • Flexible Rate Mortgages
  • Northfield Low Interest Mortgages
  • Low Rate Mortgages
  • Mortgages at Fixed Interest Northfield
  • Mortgages at Fixed Rate
  • Mortgages for Buy to Let Northfield
  • Mortgages for First Time Buyers
  • Northfield Mortgages for House Purchase
  • Mortgages for Next Time Buyers
  • Mortgages for Right to Buy in Northfield
  • Northfield Poor Credit Mortgages
  • Quick Mortgage Completions
  • Tracker Rate Mortgages
  • Mortgages for blacklisted
  • Mortgages for CIS Contractors
  • Self employed mortgages